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The Financial Competence Wheel
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Different forms
Responsibly
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Calculate
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Ask for advice
Budget
Create a budget
Motivated
Manage money
Aadjustments
Independent decisions
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Identify
Savings goals
The difference
Reserve fund
Specific goals
Credit commitment
Consequences
Suitable credit
Indebted
Minimizing debt
Resolve issues
Aware of risks
Consider the risk
Influenced
Create safety net
Savings
Motivated
Know the risk
Identify potential
Associated risks
Financial regulators
Financial service
Trustworthy providers
Various sources
Informed customer
Feel safe
Scams
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Confident
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Pay taxes
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